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The strength of the KBA is bankers unifying as an industry to speak as one voice. Businesses that serve our industry benefit when they join as an Associate Member.


Who is the KBA

Who is the KBA

Check out what the bankers are saying...

Citizens National Bank has used IPI’s retail investment services for approximately three years. As the bank’s Financial Consultant, I have enjoyed working with IPI to provide the retail investment products that meet the needs of our customers. IPI has helped us to retain and attract customers, while generating non-interest income. I highly recommend IPI to other community banks” 

Betty Bradshaw, Financial Consultant
Citizens National Investment Services, Lebanon, KY

Commercial Bank’s decision to sponsor EverFi for financial literacy in our local high school has been a great way to kick off the new school year! It gives our bank the opportunity to provide the financial education our young people need before going to college or starting a career. Focusing on our community is the key – EverFi is a great solution!” 

Hank Allen, President/CEO
Commercial Bank, West Liberty

We are excited about the opportunity to provide financial literacy education to our local middle school and high school students through EverFi’s web-based financial literacy platforms. EverFi’s digital learning courses are perfect for today’s “digital generation.” This is another way our bank can support our community and improve the educational opportunities in our schools!”

Wade Berry, President/CEO
Farmers Bank & Trust Company, Marion

We obtained Compliance Alliance services about 3-4 months ago. Everyone that we have allowed access to the site really loves it and is impressed with it. Everything is going fine, the site is very user friendly, which makes it even better!” 

Karena C. Parsons, Compliance Supervisor & Safe Act Officer
First & Peoples Bank and Trust Company, Russell

After participating in a live demonstration of Compliance Alliance, it was exciting to see the numerous tools and resources provided by Compliance Alliance, in addition to their toll-free hotline. Compliance Alliance is providing the solutions we need to support the ever-increasing compliance and regulatory requirements at Planters Bank. I highly recommend Compliance Alliance for all banks!”

LuAnn Fries, AVP Compliance/Internal Audit
Planters Bank, Hopkinsville

APR has been great to deal with. They provide excellent customer service, and are always quick to get back with me if I have a question. APR web makes it easy to keep track of the accounts we have in collection, and I love that I can access it from anywhere. It’s nice to know that I have professionals working on those particularly difficult accounts, so that I can focus my attention elsewhere.”

Thomas Richards, Assistant VP
Owingsville Banking Co.

We have used Banker’s Dashboard for over five years. With the daily downloads from our data processor, the greatest advantage of Banker’s Dashboard is being able to drill down into all three bank’s financials from anywhere at any time. The online reports are an excellent resource, and the service is reasonably priced. Banker’s Dashboard is a tremendous tool for community banks!”

Shawn Garrison, EVP/CFO
Middlefork Financial Group Hyden

Profit Resources, Inc. conducted an assessment with our bank in November 2013. All of their employees were excellent. The key for them, and the bank client as well, is their initial review. Both sides get a feel for the other and they can see if there is a good fit for the consulting they provide. We were pleased to get a reaffirmation of the quality of the staff we now have in place. I would recommend their services to other banks. They know their business!”

Mark D. Strother, President/CEO
The Commercial Bank of Grayson

SDGblue provided the expertise and customer service that we needed in preparing for our regulatory examination. SDGblue has helped make the bank a more secure institution for our employees and customers! I highly recommend SDGblue to other banks."

Sonya Grove, Senior Vice President/Chief Operations Officer
Hometown Bank, Corbin

Streamline Payments is providing exceptional customer service to our business customers, which is extremely important for the success of our merchant processing program. Streamline Payments is also providing excellent support to the bank to grow our merchant processing business in the markets that we serve. We are glad to have Streamline Payments as our merchant processing partner!"

Andy Baker, EVP / COO
Traditional Bank, Mt. Sterling

We recently made the decision to convert our check program to Deluxe because of their customer service and expertise demonstrated throughout the sales process. Even though there is cheaper pricing out there Deluxe made us feel comfortable with their conversion process and their ability to integrate with our platform provider. So far we are very happy with the Deluxe team. Thanks KBA”.

Cheryl Hartsell, VP Operations
First Community Bank of Western Kentucky

  • CFPB Rate Checker

    January 21, 2015

    The CFPB has released a new "tool" for consumers--a tool for determining mortgage rates, based upon your state, loan type, and credit score.

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  • CFPB Research Methods Are Suspect

    January 20, 2015

    An interesting article which shows that the CFPB is not concerned about the accuracy of its data, nor about the impression that the data leaves about lenders.

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  • Mitch McConnell Works to Pass Legislation that Benefits Kentucky

    January 09, 2015

    U.S. Senate Majority Leader Mitch McConnell helped secure passage of the Terrorism Risk Insurance Authorization Act (TRIA), which includes a number of provisions important to Kentucky.

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  • Prize Linked Deposits

    January 07, 2015

    The President has signed into law the American Savings Promotion Act. This Act specifically provides that banks may offer "savings promotion raffles" similar to those initiated in Michigan and replicated in other states. Prior to the passage of this law,

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  • New .bank Domain

    December 19, 2014

    In 2015 there will be a new .bank domain available for banks across the globe. Its estimated it will be on JUNE 15, 2015.

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  • Key risks for financial institutions increase

    December 19, 2014

    The Report focuses on issues that pose threats to the safety and soundness of OCC-supervised institutions, and is intended as a resource for the industry, examiners, and the public.

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  • FED Resources

    October 16, 2014

    In the event that you miss one of the FED webinars, please remember that they post the presentations and materials on their website.

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  • MasterCard Liability Shift

    September 25, 2014

    It appears that MasterCard is the first to adopt revised liability rules as a result of increased card fraud.

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  • Meeting with the DOR

    August 01, 2014

    The KBA met with the Department of Revenue and discussed many of the issues banks are experiencing as a result of recent DOR audits.

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  • KBA Endorses Profit Resources Inc.

    July 02, 2014

    The KBA is excited to announce our endorsement of Profit Resources, Inc. (PRI) for consulting services to improve efficiency and profitability at your institution. PRI was chosen by the KBA for their level of expertise to help our members reduce expenses and increase income to best serve your customers, employees and shareholders.

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  • Low Income Housing Tax Credits--OCC Report March 2014

    March 15, 2014

    The report summarizes how the low income housing tax credit program works and why banks may want to participate.

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  • Opportunities for Commercial Lending

    March 14, 2013

    An opportunity to keep in mind if you are presented with a loan application for a project in downtown Louisville which may need some additional financing in order to make it work.

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The Kentucky Banker

There is no better way to reach the decision-makers of Kentucky's banking industry than through The Kentucky Banker, our monthly magazine.