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Check Out the December Kentucky Banker
Great Info and Photos
Have you heard?
New Online Communities
The strength of the KBA is bankers unifying as an industry to speak as one voice. Businesses that serve our industry benefit when they join as an Associate Member.
Who is the KBA
Check out what the bankers are saying...
Investment Professionals, Inc.
“Citizens National Bank has used IPI’s retail investment services for approximately three years. As the bank’s Financial Consultant, I have enjoyed working with IPI to provide the retail investment products that meet the needs of our customers. IPI has helped us to retain and attract customers, while generating non-interest income. I highly recommend IPI to other community banks” – Betty Bradshaw, Financial Consultant, Citizens National Investment Services, Lebanon, KY
“Commercial Bank’s decision to sponsor EverFi for financial literacy in our local high school has been a great way to kick off the new school year! It gives our bank the opportunity to provide the financial education our young people need before going to college or starting a career. Focusing on our community is the key – EverFi is a great solution!” – Hank Allen, President/CEO, Commercial Bank, West Liberty
“We are excited about the opportunity to provide financial literacy education to our local middle school and high school students through EverFi’s web-based financial literacy platforms. EverFi’s digital learning courses are perfect for today’s “digital generation.” This is another way our bank can support our community and improve the educational opportunities in our schools!” –Wade Berry, President/CEO, Farmers Bank & Trust Company, Marion
“We obtained Compliance Alliance services about 3-4 months ago. Everyone that we have allowed access to the site really loves it and is impressed with it. Everything is going fine, the site is very user friendly, which makes it even better!” -Karena C. Parsons, Compliance Supervisor & Safe Act Officer, First & Peoples Bank and Trust Company, Russell
“After participating in a live demonstration of Compliance Alliance, it was exciting to see the numerous tools and resources provided by Compliance Alliance, in addition to their toll-free hotline. Compliance Alliance is providing the solutions we need to support the ever-increasing compliance and regulatory requirements at Planters Bank. I highly recommend Compliance Alliance for all banks!” -LuAnn Fries, AVP Compliance/Internal Audit, Planters Bank, Hopkinsville
American Profit Recovery
“APR has been great to deal with. They provide excellent customer service, and are always quick to get back with me if I have a question. APR web makes it easy to keep track of the accounts we have in collection, and I love that I can access it from anywhere. It’s nice to know that I have professionals working on those particularly difficult accounts, so that I can focus my attention elsewhere.”
- Thomas Richards, Assistant VP, Owingsville Banking Co.
Banker’s Dashboard – A Deluxe Company
“We have used Banker’s Dashboard for over five years. With the daily downloads from our data processor, the greatest advantage of Banker’s Dashboard is being able to drill down into all three bank’s financials from anywhere at any time. The online reports are an excellent resource, and the service is reasonably priced. Banker’s Dashboard is a tremendous tool for community banks!”
– Shawn Garrison, EVP/CFO, Middlefork Financial Group Hyden, Hyden Citizens Bank, Farmers State Bank, Booneville Farmers & Traders Bank
Profit Resources, Inc.
“PRI conducted an assessment with our bank in November 2013. All of their employees were excellent. The key for them, and the bank client as well, is their initial review. Both sides get a feel for the other and they can see if there is a good fit for the consulting they provide. We were pleased to get a reaffirmation of the quality of the staff we now have in place. I would recommend their services to other banks. They know their business!”
– Mark D. Strother, President/CEO, The Commercial Bank of Grayson
"SDGblue provided the expertise and customer service that we needed in preparing for our regulatory examination. SDGblue has helped make the bank a more secure institution for our employees and customers! I highly recommend SDGblue to other banks." - Sonya Grove, Senior Vice President/Chief Operations Officer, Hometown Bank, Corbin
“Streamline Payments (Formerly Direct Connect Merchant Solutions) is providing exceptional customer service to our business customers, which is extremely important for the success of our merchant processing program. Streamline Payments is also providing excellent support to the bank to grow our merchant processing business in the markets that we serve. We are glad to have Streamline Payments as our merchant processing partner!" – Andy Baker, EVP / COO, Traditional Bank, Mt. Sterling
Deluxe Financial Services
“We recently made the decision to convert our check program to Deluxe because of their customer service and expertise demonstrated throughout the sales process. Even though there is cheaper pricing out there Deluxe made us feel comfortable with their conversion process and their ability to integrate with our platform provider. So far we are very happy with the Deluxe team. Thanks KBA”. – Cheryl Hartsell, VP Operations, First Community Bank of Western Kentucky
News for Friday, December 19, 2014
December 19, 2014
In 2015 there will be a new .bank domain available for banks across the globe. Its estimated it will be on JUNE 15, 2015.
The Report focuses on issues that pose threats to the safety and soundness of OCC-supervised institutions, and is intended as a resource for the industry, examiners, and the public.
December 12, 2014
Interestingly, Fannie and Freddie are offering 97% LTV and 105% TLTV mortgage loans to increase access to mortgage credit.
Website has been designed to display the problems with the Farm Credit System.
December 11, 2014
The end of our 2014 KBPAC year is drawing near. If your bank hasn’t already made a contribution to the KBPAC, please let us know how we can help. There is still time.
December 04, 2014
This statute has been in place since 1986, but it is good sometimes to review Kentucky's most unique laws. KRS 371.065 establishes very specific requirements necessary to create an effective guaranty.
October 16, 2014
In the event that you miss one of the FED webinars, please remember that they post the presentations and materials on their website.
September 25, 2014
It appears that MasterCard is the first to adopt revised liability rules as a result of increased card fraud.
August 13, 2014
The SBS Institute has partnered with the KBA to offer Community Bank specific certification programs.
August 01, 2014
The KBA met with the Department of Revenue and discussed many of the issues banks are experiencing as a result of recent DOR audits.
July 28, 2014
The KBA has opened up its FIRST online community. It is developed to allow our members to network and share information.
July 02, 2014
The KBA is excited to announce our endorsement of Profit Resources, Inc. (PRI) for consulting services to improve efficiency and profitability at your institution. PRI was chosen by the KBA for their level of expertise to help our members reduce expenses and increase income to best serve your customers, employees and shareholders.
January 28, 2014
The CFPB is constantly expanding its website to include "gateways" for consumers to file complaints about banks and banking products. The wording used by the CFPB to encourage the use of these gateways often seems slanted, intended to incite complaints, even if the consumer is in the wrong. Well, it seems that the tables may be turning.
March 14, 2013
An opportunity to keep in mind if you are presented with a loan application for a project in downtown Louisville which may need some additional financing in order to make it work.
There is no better way to reach the decision-makers of Kentucky's banking industry than through The Kentucky Banker, our monthly magazine.