« Back
Credit Life
KBA and Investors Heritage
KenBanc’s partnership with Investors Heritage Life Insurance Co. has
created the premier credit life program available for Kentucky banks.
This is evident by the fact that nearly 75% of Kentucky banks
participate in our program in one way or another. Attractive
commissions, as well as dividends earned through participation in the
KenBanc Reinsurance captive allow your bank to make substantial fee
income from our program.
Key Program Points:
- 60% Credit Life/55% Credit A&H + captive dividend potential!
- Seamless integration with your loan software
- Automated incentive payments to your officers via ACH
- No cost/liability associated with captive stock
- Initial and ongoing training, of your staff, by your KenBanc representative
Additional Info:
Can credit life be written on mortgage loans and does it trigger high cost loan compliance burdens?
Get a quote 
For more information contact Chuck Maggard at cmaggard@kybanks.com or
502-582-2453.