Training the Credit Analyst Seminar (Two-Day)- Louisville

Seminar 9 a.m. - 4 p.m. local time. Registration (on the first day only) begins at 8:30 a.m. with breakfast.

Should you need overnight accommodations we suggest the Holiday Inn Express & Suites, 800 West Market Street, Louisville, Kentucky. To make reservations call (502) 583-2552; be sure to mention you are attending a KBA program to receive our rate.

You may also try:

The Galt House, 140 North 4th Street, Louisville (502) 589-5200

Homewood Suites, 635 West Market Street, Louisville (502) 589-2000

Courtyard by Marriott, 100 South 2nd Street, Louisville (502) 562-0200

This two-day program is designed especially for credit analysts tasked with the responsibility of underwriting the underlying credit strengths and weaknesses of business purpose loans.

Discussion Topics

  • The lender's documentation of the business loan request
  • Understanding the purpose of the loan
  • Required financial information to support the loan's purpose
  • Steps in financial analysis

    - Comparative Analysis

    - Ratio Analysis

    - Cash Flow and Debt Service Coverage Analysis

  • Evaluation of the business owner's personal financial statement

    - Stated net worth vs. Tangible net worth

  • Working with federal income tax returns

    - Reconciling business operating statements with Schedule M-1

  • Analyzing the business owner's repayment capacity

    - Personal cash flow statements

    - Uniform cash analysis

    - Global debt service coverage analysis

  • Analyzing future financial performance

There will be a series of case studies that will allow the program participants to apply the concepts identified above.

Cancellation Policy

Cancellations received more than 30 days prior to the event will receive a full refund. Cancellations received between 29 days and 10 days prior to the event will be charged a $50 processing fee. There will be no refund for cancellations received less than 10 days prior to the event. Substitutions are always welcome and encouraged. All cancellations and substitutions must be submitted in written format prior to the event.
2/12/2019 - 2/13/2019
Kentucky Bankers Association
600 West Main Street
FOURTH FLOOR Training Room
Louisville, KY 40202 United States

About the Speaker(s)

 List View Contact
Mr. John H. Cochran, III
John Cochran
Cochran Associates LLC

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