Seminar 9 a.m. - 4 p.m. local time. Registration begins at 8:30 a.m. with breakfast.
The constant change in the community bank CFO's environment - regulatory, legislative, and accounting - is creating very real challenges and burdens. In the shifting landscape of the financial services industry, CFOs are confronted daily by situations that call on every bit of their expertise. The importance of reliable tools and techniques is critical to bottom-line performance. Learning how to manage all critical aspects such as financial performance, investment analysis, reporting requirements, risk management and capital and funding requirements can positively influence your bank's profitability.
This conference will help you stay current on the issues affecting you by covering asset/liability management, regulatory changes, investment portfolios, and other relevant topics. In addition to the impressive line-up of industry experts, the program allows for extensive peer interaction and resource sharing.
Balance Sheet Strategy: Best and Worst ALCO Practices
Omar Hinojosa, CFA, Senior Consultant, Taylor Advisors
Financial institutions have many different approaches to the ALCO process. Some ALCO meetings are geared towards rates and the economy, some focus on interest rate risk, and others emphasize investments. But what should an ALCO process really look like? In this session, we'll attempt to answer that question by pointing out key balance sheet areas that should be discussed during ALCO meetings. By looking at these positions from the perspective of past, present and future, the ALCO can begin to develop forward-looking strategies to improve profitability. The presentation will wrap up with a real-world example of an underperforming bank versus an outperforming bank, and how an effective ALCO process made all the difference.
Investment Strategy in a Rising Rate Environment
Todd Patrick, SVP-Bank Correspondent Division, Centerstate Bank
It seems like a simple question but, in fact, is much more complicated than appears. Certainly, any bankers looking to stay very short has a very good handle on investing, but for those with thoughts of agency bonds and MBS, this is much more complex. Our session will focus on strategies for investing in these asset classes.
Non-Maturity Deposits & Interest Rate Risk Management - Fact vs. Fear
P.J. Cole, Director of Client Services, Empyrean Solutions
We all face an unprecedented interest rate environment and stress-testing scenarios for the next 12-18 months. As we all know, this stress test is really what your IRR modeling is accomplishing but regulators have made it very clear that they do not believe most non-maturity deposit behaviors that are being tested in those models. We also know that they continue to expect you to use your own deposit study in your modeling. This session will walk you through the various alternatives available to you.
Measuring and Managing Liquidity
Paul Allen, Shareholder, Saltmarsh Cleaveland & Gund
Effective liquidity management can result in increased income, greater control over funding costs and improved regulatory exams. Subjects discussed will include liquidity measurement and management approaches, strategies to improve liquidity, and overview of requirements for a comprehensive liquidity management process.
Maturing your Capital Management Program
Henry Hawkins, Partner and Financial Institutions Practice Leader, MCM CPAs & Advisors
Being prepared for the Bank's strategy and gaining confidence in the regulatory environment is centered about a strong Capital Program. In this session, we will evaluate implementation of planning strategies to address the strength of your Capital Management Program. Areas of risk management, goal setting, strategy and contingency planning, and building out integrity in assessments will be explored.
CECL - Where are We Now?
Sam LaFollette, Assurance Principal, MCM CPAs and Advisors
Current Expected Credit Losses (CECL) continues to be a hot topic for Banks. Regulators have provided some capital impact relief in recent months. For non-PBEs, FASB has provided an additional year for implementation. In this session, we will have a candid discussion about phasing in capital impact of CECL, honestly assessing the Bank's progress, encountering problems with data, and validating the Bank's methodology.
Cancellations received more than 30 days prior to the event will receive a full refund. Cancellations received between 29 days and 10 days prior to the event will be charged a $50 processing fee. There will be no refund for cancellations received less than 10 days prior to the event. Substitutions are always welcome and encouraged. All cancellations and substitutions must be submitted in written format prior to the event.