Analyzing Business Owners Financial Information - Lou

If you are not a KBA member, please contact Jamie Hampton at jhampton@kybanks.com or 502-736-1278 for the possibility of attending at a non-member rate.

Seminar 9 a.m. - 4 p.m. local time. Registration begins after 8:30 a.m. with breakfast.

This seminar will focus on analyzing the small business owner's financial information to:

1. Predict repayment ability.

2. Establish a framework for monitoring the borrower's financial condition during the life of the borrowing relationship. Financial components will be analyzed within the context of a commercial loan request. Each step in the underwriting process will be covered.

Analytical Components To Be Discussed
  • The Business Owner's Personal Financial Statement and Schedule of Existing Payments.
  • The consumer credit report.
  • The business owner's operating statements.
  • Federal Income Tax Returns.
  • Key Ratio Calculations.
  • Global Debt Service Coverage Analysis.
  • Collateral Analysis.
  • The Loan Decision.
  • Establishing a Framework for Monitoring: The Commercial Loan Agreement.


Who Should Attend

Chief Lending Officers, Chief Credit Officers, Commercial Lenders, Credit Analysts and Loan Review Staff.

Cancellation Policy

Cancellations received more than 30 days prior to the event will receive a full refund. Cancellations received between 29 days and 10 days prior to the event will be charged a $50 processing fee. There will be no refund for cancellations received less than 10 days prior to the event. Substitutions are always welcome and encouraged. All cancellations and substitutions must be submitted in written format prior to the event.
When
11/12/2019 - 11/12/2019
Where
Kentucky Bankers Association
600 West Main Street
Louisville, KY

About the Speaker(s)

 List View Contact
Mr. John H. Cochran, III
John Cochran
Cochran Associates LLC

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