FIRST EVER! Credit Conference - Louisville

If you are not a KBA member, please contact Jamie Hampton at jhampton@kybanks.com or 502-736-1278 for the possibility of attending at a non-member rate.

As the premier event on lending and credit for financial institutions in Kentucky, the 2020 KBA Credit Conference is uniquely positioned to help bank executives tackle the challenges they will face in 2020 and beyond. This conference covers a wide range of hot topics, including an update for lenders on banking and the economy, stress testing, CRE lending, balance sheet lending, and many more relevant topics. Please join us for this wonderful opportunity to network with your peers from across the state as we dive into an important look at the lending environment for Kentucky in 2020 and in the future.

The Current State of Lending David Ruffin, EVP - Intellicredit, a division of QwickRate

Every bank has a loan approval process along with a loan or credit committee. But as competition to provide consumer, commercial real estate and small business loans accelerates, community banks need to make sure that sound lending policies are in place. This session will provide commentary and analysis on national and regional economic trends.

Fair or Foul: Understanding Fair Lending Compliance Risk Kimberly Boatwright, CRCM, CAMS, Director of Compliance, Ncontracts

In the race to comply with fair lending regulations, the finish line is constantly moving. Evolving HMDA requirements and increased public interest in allegations of discrimination makes running afoul of fair lending regulations more than just a regulatory and financial headache. It can also be a public relations nightmare. This session will help you understand fair lending compliance risk and the nine essentials of a strong compliance management program. You’ll gain insights into how to protect your institution and ensure borrowers are treated fairly.

How Banks Can Raise the Bar with Fintech Partnerships Steven Martin, Founder & CEO, MARCATO ADVISORS

Over the last few years, fintech advancements have transformed the way we buy, bank and borrow. Rather than treat these changes as a threat, banks should view them as a benefit—if they adapt. After all, they have the credibility and experience that come with hundreds of years of processing loans, along with a low cost of capital, which represents a tremendous resource for the small businesses counting on them. By taking a cue from disruptors and incorporating new tools, they can create a more efficient lending process, digitally connect with borrowers, and leverage fintech to serve their small business customers today and well into the future.

CRE Lending: Understanding Global Cash Flow Analysis to Make More Informed Decisions David Ruffin, EVP-Intellicredit, a division of QwickRate

Banks continue to deal with commercial real estate (CRE) loans as a major portion of their loan portfolios. Also, many borrowers still have large holdings of income-producing or rental real estate. Whether directly financing these assets or including the income streams in your overall credit analysis, it is important to understand key analytical concepts utilized in evaluating CRE cash flow.

C.Y.B.E.R. - Can You Be Entirely Ready Jonathan W. Biggs, Vice President & Director of Risk Management & Education, Investor’s Title

Five years ago, terms like Wire Fraud, Ransomware, Phishing, Social Engineering and Cyber Breach were not part of a real estate attorney’s vocabulary. Wire call back procedures were not part of a real estate attorney’s daily ritual. Cyber fraud insurance was not part of a real estate attorney’s monthly expenses. Cyber security was never discussed in law school. Today, all of these things are a daily reality for everyone handling any part of a real estate closing • or even just using a computer or cell phone. Each attorney, together with their staff, is charged with the duty to understand these risks, to put effective policies and procedures in place, and to protect themselves and their clients from these risks. We will examine scenarios of how cyber fraud and wire fraud threaten you, your clients and your business. We will also examine how to protect yourself from these daily threats and what to do in the event the event that you are a victim of cyber fraud.

How to Prepare Your Lending Organization for an Economic Downturn Ty Glenham, Profit Resources, Inc.

Many agree that the near future brings an economic downturn. This session will explore ways that community banks can address lending practices, capacity in the lending organization (front-facing and support), and adjustments to be made in underwriting and credit when facing a potential recession.

Who Should Attend

  • Commercial Loan Officers
  • Consumer Lending Officers
  • Credit Officers
  • Mortgage Officers
  • Loan Support Personnel
  • Senior Management involved in credit and lending process




Seminar 9 a.m. - 4 p.m. local time. Registration begins after 8:30 a.m. with breakfast.

Cancellation Policy

Cancellations received more than 30 days prior to the event will receive a full refund. Cancellations received between 29 days and 10 days prior to the event will be charged a $50 processing fee. There will be no refund for cancellations received less than 10 days prior to the event. Substitutions are always welcome and encouraged. All cancellations and substitutions must be submitted in written format prior to the event.
When
1/15/2020 - 1/15/2020
Where
Kentucky Bankers Association
600 West Main Street
Louisville, KY

About the Speaker(s)

 List View Contact
Jonathan Biggs, Jr.
Jonathan Biggs
Investors Title Insurance Company
Kimberly Boatwright
Kimberly Boatwright
NTRUPOINT
Mr. David Ruffin
David Ruffin
Intellicredit A Division of QuickRate
Steve Martin
Steve Martin
MARCATO ADVISORS
Ty Glenham
Ty Glenham
Profit Resources, Inc

Sign In