Introduced this week in Congress by a bipartisan group of Representatives. This bill would halt the implementation of the expected credit loss standard of CECL until an impact study can be completed. There are 10 cosponsors so far. Ky legislators have not yet signed on as cosponsors, but from our conversations with our delegation this would not appear to be as a result of lack of interest. We will be contacting our delegation and asking each to sign onto HR 3182.