IRA Essentials Seminar

If you are not a KBA member, please contact Jamie Hampton at jhampton@kybanks.com for the possibility of attending at a non-member rate.

Online registrations are followed up with an email confirmation. Once an online registration is started you must click proceed to check-out and then click submit to finalize the registration. Registrants can view events they are registered for by using the MyKBA link on https://www.kybanks.com.

The American Bankers Association has approved IRA Essentials for 7.25 CISP, CRSP, CTFA credit.

IRA Essentials gives attendees a solid foundation of IRA knowledge. Exercises are included throughout the day to help participants apply information to job-related situations. Attendees will leave this session able to work with IRA owners and process basic IRA transactions with confidence. This is a beginner’s session; no previous IRA knowledge is assumed. Attendees should bring a hand-held calculator.

In Introduction and Establishing IRAs
• Identify the tax advantages of Traditional and Roth IRAs
• Summarize the IRA opening document requirements
• Explain the difference between primary and contingent beneficiaries

IRA Funding
• Compare and contrast Traditional and Roth IRA eligibility requirements
• Explain the regular contribution limit
• Distinguish the regular contribution deadline
• State the rules for prior-year contributions
• Discuss the regular contribution reporting deadlines
 
IRA Distributions
• Identify federal income tax withholding requirements
• Recognize the exceptions to the early distribution penalty tax
• Summarize the tax consequences of Traditional and Roth IRA distributions
• Define a required minimum distribution (RMD) and the required beginning date (RBD)
• Discuss the distribution reporting deadlines

IRA Portability
• Differentiate between a rollover and a transfer
• Distinguish between direct and indirect rollovers between IRAs and employer-sponsored retirement plans

Who Should Attend
You should attend this seminar if you
• need to learn the basics of Traditional and Roth IRAs or
• want an updated, general refresher on IRA rules.

Area Hotels
Should you need overnight accommodations, there are several hotels nearby (we do not have a room block at any of these).
Hilton Garden Inn Louisville East, 1530 Alliant Avenue (502) 297-8066
Hampton Inn & Suites Louisville East, 1451 Alliant Avenue (833) 456-0697
LaQuinta Inn & Suites by Wyndham, 1501 Alliant Avenue (502) 267-8889
Holiday Inn Express, 1620 Alliant Avenue (502) 240-0035
Wingate by Wyndham Louisville East, 12302 Alliant Court (502) 785-0850
Fairfield Inn & Suites by Marriott Louisville East, 1220 Kentucky Mills Dr (502) 240-6171

Event Brochure
When
9/29/2026 9:00 AM - 4:00 PM
Eastern Daylight Time
Where
Kentucky Society of CPAs 1735 Alliant Avenue Louisville 40299
Registration
Sign in or create an account to register

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About the Speaker(s)



Ben Maas
Ascensus

Ben Maas is a Senior Training Consultant with the ERISA department at Ascensus. Mr. Maas conducts IRA training programs nationwide. His expertise includes Traditional and Roth IRAs, Coverdell education savings accounts, health savings accounts and SEP and SIMPLE IRA plans. He also leads the development, design, implementation, assessment and maintenance of the IRA University curriculum.<br /> <br /> Mr. Maas joined Ascensus in 2005 as a member of the IRA Call Center before becoming a training consultant. He received a Bachelor of Business Administration degree in Finance from the University of Wisconsin-Whitewater. He has earned the Certified IRA Specialist (CIS) designation through Ascensus, the Certified IRA Professional (CIP) through the National Association of Federal Credit Unions (NAFCU), and the Certified IRA Services Professional (CISP) designation through the Insitute of Certified Bankers. He is a member of the Association for Talent Development (ATD).<br /> <br /> Ascensus is the largest independent retirement and college savings services provider in the United States, helping over 7 million Americans save for the future. With more than 35 years of experience the firm partners with financial insitutions to offer tailored solutions that meet the needs of financial professionals, employers and individuals. Ascensus specializes in recordkeeping, administrative, and program management services, supporting over 40,000 retirement plans and 3.5 million 529 college savings accounts. It also administers more than 1.5 million IRAs and health savings accounts and is home to one of the largest ERISA consulting teams in the country.


Education Alliance Cancellation Policy
 Substitutions are always welcome and encouraged. All cancellations and substitutions request must be submitted in writing prior to the event.

KBA Seminar Registration can be cancelled 30 days prior to the event date and receive a full refund. Cancellations received between 29 days and 10 days prior to the event will be charged a $50 processing fee. There will be no refund for cancellations received less than 10 days prior to the event.

KBA Schools Applicants can withdraw from a KBA School 10 days prior to the 1st day of the school for a refund minus a $150 cancellation fee. There is no refund if an applicant withdraws after the deadline or if applicant fails to attend the school, with the exception of extenuating circumstances. Due to commitments and expenses we cannot reverse, such as: handouts, food, beverages, room rentals, speaker fees, etc.; even extenuating circumstances will require partial refunds because of these expenses.