03/21/2023 We sent a notice of incompleteness to a customer and one of the items they need more time to get this info. It is permissible to provide another notice of incompleteness (“NOI”) to extend the current NOI deadline for a later date? |
03/13/2023 If we cancel a customer's debit card do we have to notify them? |
12/27/2022 Does RESPA require that we collect a cushion for escrow accounts? How large of a cushion must be collected? |
12/23/2022 Can CD early withdrawal penalties be waived? Are there any requirements that need to be met? |
12/15/2022 Do Reg CC exception holds apply to check deposits drawn on foreign banks? |
11/28/2022 A local association has agreed to forward an ad for the Bank along with its e-mailed newsletter. Does CAN-SPAM apply if the Bank isn't sending the e-mail? |
11/14/2022 If an account has multiple Pod beneficiaries on it and one beneficiary passes before the account owner, would the remaining Pod beneficiaries will receive the funds in the account upon the death of the account holder? In other words, none of the funds would be paid to the deceased POD's heirs? |