11/25/2025 “The Office of the Comptroller of the Currency (OCC) today announced supervisory and regulatory actions to reduce burden for community banks and strengthen their service as drivers of economic growth.” |
11/25/2025 “The CFPB made changes to how the Supervision Division conducts exams. Previously, under the leadership of Director Chopra and Biden’s Director of Supervision Lorelei Salas, a former Soros activist who was put on leave in February 2025, this division was the weaponized arm of the CFPB.” |
11/21/2025 Among the provisions in the One Big Beautiful Bill Act was language allowing banks to exclude from gross income 25% of the interest they receive from loans secured by rural or agricultural real property. The provision was originally part of the Access to Credit for our Rural Economy Act, or ACRE Act |
11/20/2025 President Trump Nominates Stuart Levenbach to Lead the CFPB |
11/18/2025 “For years, community bankers have warned that the growing thicket of federal regulations is suffocating smaller institutions. The compounding effect of these rules lands hardest on the banks least able to absorb them. The refrain has become familiar: small community banks don’t have armies of compliance officers or sprawling technology budgets; yet they face regulatory mandates often meant for larger institutions |
11/18/2025 During today’s House Financial Services Committee hearing on deposit reform, Congressman Barr discussed the KBA’s ETAG proposal as a first step in addressing deposit reform. |
11/12/2025 “The CFPB now believes that the 2023 final rule should have given more weight to qualitative differences among certain types of lenders and the likelihood that smaller lenders would face difficulties addressing the complexity of a rule of broad scope, both of which could potentially diminish the quality of the data they collect.” |
11/08/2025 The storms that hit across the state earlier this year may have affected the economic activity of small businesses -- even if they didn’t experience physical damage. Perhaps some of them have applied for commercial loans from your banks. Those whose loans could not be approved, might have a better chance getting a federal disaster loan. |
11/08/2025 The FDIC released a Financial Institution Letter yesterday amending its current examination schedules. |