 Mr. Michael G. Dailey Dinsmore & Shohl, LLP Mike Dailey combines his extensive legal experience with strategic business sense in order to help his clients navigate the many complex legal and business issues that challenge their organizations. Mike counsels clients within the public, private, and non-profit sectors in a variety of industries including banking, healthcare, manufacturing, consumer products, and various service industries. His corporate practice focuses primarily in the areas of mergers and acquisitions, corporate finance, capital raising (debt and equity), and bank regulatory compliance. He advises boards of directors and senior management teams on all aspects of the acquisition/sale process including diligence and disclosure, working with investment bankers, transaction structure, negotiating deal points and documents, transaction financing and post acquisition planning. Mike also provides advice to his for-profit and non-profit clients in the areas of corporate governance, commercial contracts, federal and state regulation, corporate structure, and other general corporate legal matters. Mike was recognized in the 2010 The Legal 500 as a "Leading Lawyer" in Mergers, Acquisitions and Buyouts: Middle Market (sub-$500M). He is also listed in The Best Lawyers in America® for 2013. Prior to joining Dinsmore & Shohl, he was a national bank examiner with the Office of the Comptroller of the Currency.
|  Mr. Michael G. Dailey Dinsmore & Shohl, LLP | Mike Dailey combines his extensive legal experience with strategic business sense in order to help his clients navigate the many complex legal and business issues that challenge their organizations. Mike counsels clients within the public, private, and non-profit sectors in a variety of industries including banking, healthcare, manufacturing, consumer products, and various service industries. His corporate practice focuses primarily in the areas of mergers and acquisitions, corporate finance, capital raising (debt and equity), and bank regulatory compliance. He advises boards of directors and senior management teams on all aspects of the acquisition/sale process including diligence and disclosure, working with investment bankers, transaction structure, negotiating deal points and documents, transaction financing and post acquisition planning. Mike also provides advice to his for-profit and non-profit clients in the areas of corporate governance, commercial contracts, federal and state regulation, corporate structure, and other general corporate legal matters. Mike was recognized in the 2010 The Legal 500 as a "Leading Lawyer" in Mergers, Acquisitions and Buyouts: Middle Market (sub-$500M). He is also listed in The Best Lawyers in America® for 2013. Prior to joining Dinsmore & Shohl, he was a national bank examiner with the Office of the Comptroller of the Currency.
| DAILEY, MICHAEL |
 Mr. Rafael DeLeon NContracts Rafael E. DeLeon is a vibrant spokesperson with a wealth of knowledge on risk management, governance, and regulatory compliance for financial institutions. In addition to handling educational initiatives, thought leadership, and outreach to regulators, industry leaders, and association partners for Ncontracts, Mr. DeLeon is on the Board of Directors of MainStreet Bancshares, Inc., parent company of MainStreet Bank in Fairfax, Virginia.
Before joining Ncontracts, Mr. DeLeon completed a successful career spanning three decades with the Office of the Comptroller of the Currency (OCC), having most recently served as the Director for Banking Relations in the Office of the Comptroller of the Currency (OCC), as well as an OCC National Bank Examiner, trainer and industry analyst who was sought after to speak at industry events nationwide.
Mr. DeLeon earned a Bachelor of Arts degree in business education from St. Mary's University in San Antonio, Texas.
|  Mr. Rafael DeLeon NContracts | Rafael E. DeLeon is a vibrant spokesperson with a wealth of knowledge on risk management, governance, and regulatory compliance for financial institutions. In addition to handling educational initiatives, thought leadership, and outreach to regulators, industry leaders, and association partners for Ncontracts, Mr. DeLeon is on the Board of Directors of MainStreet Bancshares, Inc., parent company of MainStreet Bank in Fairfax, Virginia.
Before joining Ncontracts, Mr. DeLeon completed a successful career spanning three decades with the Office of the Comptroller of the Currency (OCC), having most recently served as the Director for Banking Relations in the Office of the Comptroller of the Currency (OCC), as well as an OCC National Bank Examiner, trainer and industry analyst who was sought after to speak at industry events nationwide.
Mr. DeLeon earned a Bachelor of Arts degree in business education from St. Mary's University in San Antonio, Texas.
| DELEON, RAFAEL |
 David Edwards SBS CyberSecurity, LLC David Edwards is a Regional Director at SBS CyberSecurity, Over the past 5 years, David has helped hundreds of organizations identify and understand cybersecurity risk to make better and more informed business decisions. David is passionate about leadership, cybersecurity, employee development and education, which led him to be a driving force in strategic initiatives with numerous organizations.
David maintains his Certified Banking Security Manager (CBSM) and Certified Banking Incident Handler (CBIH) certifications. He earned his Bachelor of Business Administration in Economics from the University of Iowa and a Master of Business Administration in Entrepreneurship from DePaul University.
David has over 30 years business leadership experience including 20 years in the financial services industry and enjoys sharing his experience speaking about leadership, technology, and cybersecurity. Outside SBS, David serves as a Board Member providing oversight and governance for one of the largest member-owned Rural Electric Cooperatives in Missouri.
|  David Edwards SBS CyberSecurity, LLC | David Edwards is a Regional Director at SBS CyberSecurity, Over the past 5 years, David has helped hundreds of organizations identify and understand cybersecurity risk to make better and more informed business decisions. David is passionate about leadership, cybersecurity, employee development and education, which led him to be a driving force in strategic initiatives with numerous organizations.
David maintains his Certified Banking Security Manager (CBSM) and Certified Banking Incident Handler (CBIH) certifications. He earned his Bachelor of Business Administration in Economics from the University of Iowa and a Master of Business Administration in Entrepreneurship from DePaul University.
David has over 30 years business leadership experience including 20 years in the financial services industry and enjoys sharing his experience speaking about leadership, technology, and cybersecurity. Outside SBS, David serves as a Board Member providing oversight and governance for one of the largest member-owned Rural Electric Cooperatives in Missouri.
| EDWARDS, DAVID |
 Joni Hopkins Federal Reserve Bank of Chicago Joni Hopkins is a Vice President for the Federal Reserve’s Product and Relationship Management Group as part of the Federal Reserve Financial Services Area. Hopkins’ responsibilities include engaging and collaborating with community financial institutions throughout the United States to help define and prioritize system improvements that advance payment speed, efficiency, and security.
Hopkins has been with the Federal Reserve System for over 25 years. Her background is rooted in working with community bankers across the United States. In addition to her experience at the Federal Reserve, Hopkins has worked for two commercial banks and a Payments Association. She was awarded the EPCOR Marquis Award for outstanding leadership, innovation and excellence in the development, implementation or advancement of electronic payments and risk mitigation solutions and is known as a champion for electronic banking services.
Hopkins’s undergraduate is from Kansas State University. She received her master’s degree from Kansas Wesleyan University and is a graduate of Northwestern University’s Kellogg School of Management Executive Education program. She holds an Accredited ACH Professional designation.
|  Joni Hopkins Federal Reserve Bank of Chicago | Joni Hopkins is a Vice President for the Federal Reserve’s Product and Relationship Management Group as part of the Federal Reserve Financial Services Area. Hopkins’ responsibilities include engaging and collaborating with community financial institutions throughout the United States to help define and prioritize system improvements that advance payment speed, efficiency, and security.
Hopkins has been with the Federal Reserve System for over 25 years. Her background is rooted in working with community bankers across the United States. In addition to her experience at the Federal Reserve, Hopkins has worked for two commercial banks and a Payments Association. She was awarded the EPCOR Marquis Award for outstanding leadership, innovation and excellence in the development, implementation or advancement of electronic payments and risk mitigation solutions and is known as a champion for electronic banking services.
Hopkins’s undergraduate is from Kansas State University. She received her master’s degree from Kansas Wesleyan University and is a graduate of Northwestern University’s Kellogg School of Management Executive Education program. She holds an Accredited ACH Professional designation.
| HOPKINS, JONI |
 Chris Nichols SouthState | Duncan Williams Chris has 30+ years of banking experience, is an active bank investor, small business owner, frequent speaker, co-author of The Successful Lender’s Field Guide, and frequent blogger. Before SouthState Bank, Chris was President/CEO of PCBB Capital Markets, sat on the executive committees of Pacific Coast Bankers’ Bank; helped found FinancialOxygen, a banking technology company; and held operating positions at the Bank of America Corporation, Bank of Tokyo-Mitsubishi, and PricewaterhouseCoopers. Chris holds a degree in economics from the University of California, is a sworn law enforcement officer and a flight medical officer. |  Chris Nichols SouthState | Duncan Williams | Chris has 30+ years of banking experience, is an active bank investor, small business owner, frequent speaker, co-author of The Successful Lender’s Field Guide, and frequent blogger. Before SouthState Bank, Chris was President/CEO of PCBB Capital Markets, sat on the executive committees of Pacific Coast Bankers’ Bank; helped found FinancialOxygen, a banking technology company; and held operating positions at the Bank of America Corporation, Bank of Tokyo-Mitsubishi, and PricewaterhouseCoopers. Chris holds a degree in economics from the University of California, is a sworn law enforcement officer and a flight medical officer. | NICHOLS, CHRIS |