Banking Innovation Conference - Lexington


Seminar 9 a.m. - 4 p.m. local time. Registration and breakfast begins after 8:30 a.m.

Click here to make your reservations at The Hilton under the KBA room block.

Program Moderator Michael Dailey, Dinsmore & Shohl, LLP

FedNow: Are You Ready? Joni Hopkins, Vice President, FRFS Customer Relations, Federal Reserve Bank
Instant payments are coming, and it's time to prepare. But oh, where to start? Together, we'll walk thought key considerations and decisions for your instant payments journey, wherever your starting point may be. The FedNow Service is a new instant payment service that the Federal Reserve banks developed to enable financial institutions of every size and in every community across the U.S. to provide safe and efficient instant payment services in real time around the clock, every day of the year. Join us to learn more about this new service.

Cybersecurity Mindset - How to Move from Reactive to Proactive David Edwards, SBS Cybersecurity
The responsibility for managing and overseeing any organization today is massive and has evolved greatly over the last ten years to include investments in technology and cybersecurity. The Board of Directors and Senior Management are held accountable to the organization's shareholders, employees, customers, the community they serve, and (in many cases) regulators.
However, while more organizations work hard to be proactive with finances and operations, oversight of technology and cybersecurity tends to yet be very reactive. Funding and resources are typically very limited until an incident occurs that jeopardizes the operations of the business.
This presentation will cover the benefits of moving from a reactive to proactive cybersecurity mindset, including:
  • Differences between a reactive and proactive cybersecurity mindset
  • Results of a proactive cybersecurity mindset
  • Tactical advice for being proactive
  • Creating a culture of cybersecurity

Strategic Fintech Partnerships: Finding the Right Fit Rafael DeLeon, Ncontracts
A good fintech partnership can take a financial institution to the next level. The challenge is identifying the right opportunities with the right partners.

In this session you'll learn how to apply vendor management principles and strategically evaluate potential fintech partners to minimize risk and maximize opportunities for growth and success. Topics include:
  • Aligning fintech partnerships with strategic goals
  • Fintechs vs. third-party vendors: What's the difference?
  • Fintech due diligence and compliance
  • Overcoming the fintech-banking language barrier
  • Managing relationships between fintech partners and internal and external stakeholders


Combining Man & Machine: How Data, AI, RPA, and BPA Can Make Banks Bigger, Strong, Faster, and More Profitable Chris Nichols, SouthState
In this session, we will look at the simple ways banks are starting to make effective use of data, predictive analysis, machine learning, robotic process automation, business process automation, and the Internet of Things to grow more profitable. Learn how banks can turn data, technology, and process into the bank of the future.

Takeaways
  • Artificial intelligence and automation are changing every facet of banking - this session will show you how to prepare.
  • See the ways that combining man and machine will not only grow your bank but will have you hiring more than before.
  • Learn how to prioritize artificial intelligence effort and investment.
  • Find out the steps

Panel

Navigating the Technology Landscape: Community Bankers' Adaptation Strategies

This panel discussion includes experts from banks of various sizes sharing their experiences. Panelists will provide valuable insight into how community bankers are adapting to the ever-changing landscape of the technology environment.

It offers conference attendees a unique opportunity to learn from industry experts and gain practical knowledge to apply in their own banking practices. This discussion is valuable for every banker in learning how to capitalize on technology challenges and ensure that they become an asset to your bank!

Panelists
Greg Goff, Chairman/CEO, First National Bank of Kentucky
Dan Cline, SVP-Market President, Bullitt County, First Harrison Bank
Dana Howard, Director of Marketing, Community Financial Services Bank
Jim Eastridge, SVP Information Security Officer, The Cecilian Bank
When
10/26/2023
Where
The Hilton Downtown 369 W Vine Street Lexington, KY
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About the Speaker(s)

SpeakerBlock
Mr. Michael G. Dailey
Mr. Michael G. Dailey
Dinsmore & Shohl, LLP

Mike Dailey combines his extensive legal experience with strategic business sense in order to help his clients navigate the many complex legal and business issues that challenge their organizations. Mike counsels clients within the public, private, and non-profit sectors in a variety of industries including banking, healthcare, manufacturing, consumer products, and various service industries. His corporate practice focuses primarily in the areas of mergers and acquisitions, corporate finance, capital raising (debt and equity), and bank regulatory compliance. He advises boards of directors and senior management teams on all aspects of the acquisition/sale process including diligence and disclosure, working with investment bankers, transaction structure, negotiating deal points and documents, transaction financing and post acquisition planning. Mike also provides advice to his for-profit and non-profit clients in the areas of corporate governance, commercial contracts, federal and state regulation, corporate structure, and other general corporate legal matters. Mike was recognized in the 2010 The Legal 500 as a "Leading Lawyer" in Mergers, Acquisitions and Buyouts: Middle Market (sub-$500M). He is also listed in The Best Lawyers in America® for 2013. Prior to joining Dinsmore & Shohl, he was a national bank examiner with the Office of the Comptroller of the Currency.
Mr. Michael G. Dailey
Mr. Michael G. Dailey
Dinsmore & Shohl, LLP
Mike Dailey combines his extensive legal experience with strategic business sense in order to help his clients navigate the many complex legal and business issues that challenge their organizations. Mike counsels clients within the public, private, and non-profit sectors in a variety of industries including banking, healthcare, manufacturing, consumer products, and various service industries. His corporate practice focuses primarily in the areas of mergers and acquisitions, corporate finance, capital raising (debt and equity), and bank regulatory compliance. He advises boards of directors and senior management teams on all aspects of the acquisition/sale process including diligence and disclosure, working with investment bankers, transaction structure, negotiating deal points and documents, transaction financing and post acquisition planning. Mike also provides advice to his for-profit and non-profit clients in the areas of corporate governance, commercial contracts, federal and state regulation, corporate structure, and other general corporate legal matters. Mike was recognized in the 2010 The Legal 500 as a "Leading Lawyer" in Mergers, Acquisitions and Buyouts: Middle Market (sub-$500M). He is also listed in The Best Lawyers in America® for 2013. Prior to joining Dinsmore & Shohl, he was a national bank examiner with the Office of the Comptroller of the Currency. DAILEY, MICHAEL
Mr. Rafael DeLeon
Mr. Rafael DeLeon
NContracts

Rafael E. DeLeon is a vibrant spokesperson with a wealth of knowledge on risk management, governance, and regulatory compliance for financial institutions. In addition to handling educational initiatives, thought leadership, and outreach to regulators, industry leaders, and association partners for Ncontracts, Mr. DeLeon is on the Board of Directors of MainStreet Bancshares, Inc., parent company of MainStreet Bank in Fairfax, Virginia.

Before joining Ncontracts, Mr. DeLeon completed a successful career spanning three decades with the Office of the Comptroller of the Currency (OCC), having most recently served as the Director for Banking Relations in the Office of the Comptroller of the Currency (OCC), as well as an OCC National Bank Examiner, trainer and industry analyst who was sought after to speak at industry events nationwide.

Mr. DeLeon earned a Bachelor of Arts degree in business education from St. Mary's University in San Antonio, Texas.
Mr. Rafael DeLeon
Mr. Rafael DeLeon
NContracts
Rafael E. DeLeon is a vibrant spokesperson with a wealth of knowledge on risk management, governance, and regulatory compliance for financial institutions. In addition to handling educational initiatives, thought leadership, and outreach to regulators, industry leaders, and association partners for Ncontracts, Mr. DeLeon is on the Board of Directors of MainStreet Bancshares, Inc., parent company of MainStreet Bank in Fairfax, Virginia.

Before joining Ncontracts, Mr. DeLeon completed a successful career spanning three decades with the Office of the Comptroller of the Currency (OCC), having most recently served as the Director for Banking Relations in the Office of the Comptroller of the Currency (OCC), as well as an OCC National Bank Examiner, trainer and industry analyst who was sought after to speak at industry events nationwide.

Mr. DeLeon earned a Bachelor of Arts degree in business education from St. Mary's University in San Antonio, Texas.
DELEON, RAFAEL
David Edwards
David Edwards
SBS CyberSecurity, LLC

David Edwards is a Regional Director at SBS CyberSecurity, Over the past 5 years, David has helped hundreds of organizations identify and understand cybersecurity risk to make better and more informed business decisions. David is passionate about leadership, cybersecurity, employee development and education, which led him to be a driving force in strategic initiatives with numerous organizations.

David maintains his Certified Banking Security Manager (CBSM) and Certified Banking Incident Handler (CBIH) certifications. He earned his Bachelor of Business Administration in Economics from the University of Iowa and a Master of Business Administration in Entrepreneurship from DePaul University.

David has over 30 years business leadership experience including 20 years in the financial services industry and enjoys sharing his experience speaking about leadership, technology, and cybersecurity. Outside SBS, David serves as a Board Member providing oversight and governance for one of the largest member-owned Rural Electric Cooperatives in Missouri.
David Edwards
David Edwards
SBS CyberSecurity, LLC
David Edwards is a Regional Director at SBS CyberSecurity, Over the past 5 years, David has helped hundreds of organizations identify and understand cybersecurity risk to make better and more informed business decisions. David is passionate about leadership, cybersecurity, employee development and education, which led him to be a driving force in strategic initiatives with numerous organizations.

David maintains his Certified Banking Security Manager (CBSM) and Certified Banking Incident Handler (CBIH) certifications. He earned his Bachelor of Business Administration in Economics from the University of Iowa and a Master of Business Administration in Entrepreneurship from DePaul University.

David has over 30 years business leadership experience including 20 years in the financial services industry and enjoys sharing his experience speaking about leadership, technology, and cybersecurity. Outside SBS, David serves as a Board Member providing oversight and governance for one of the largest member-owned Rural Electric Cooperatives in Missouri.
EDWARDS, DAVID
Joni Hopkins
Joni Hopkins
Federal Reserve Bank of Chicago

Joni Hopkins is a Vice President for the Federal Reserve’s Product and Relationship Management Group as part of the Federal Reserve Financial Services Area. Hopkins’ responsibilities include engaging and collaborating with community financial institutions throughout the United States to help define and prioritize system improvements that advance payment speed, efficiency, and security. Hopkins has been with the Federal Reserve System for over 25 years. Her background is rooted in working with community bankers across the United States. In addition to her experience at the Federal Reserve, Hopkins has worked for two commercial banks and a Payments Association. She was awarded the EPCOR Marquis Award for outstanding leadership, innovation and excellence in the development, implementation or advancement of electronic payments and risk mitigation solutions and is known as a champion for electronic banking services.

Hopkins’s undergraduate is from Kansas State University. She received her master’s degree from Kansas Wesleyan University and is a graduate of Northwestern University’s Kellogg School of Management Executive Education program. She holds an Accredited ACH Professional designation.
Joni Hopkins
Joni Hopkins
Federal Reserve Bank of Chicago
Joni Hopkins is a Vice President for the Federal Reserve’s Product and Relationship Management Group as part of the Federal Reserve Financial Services Area. Hopkins’ responsibilities include engaging and collaborating with community financial institutions throughout the United States to help define and prioritize system improvements that advance payment speed, efficiency, and security. Hopkins has been with the Federal Reserve System for over 25 years. Her background is rooted in working with community bankers across the United States. In addition to her experience at the Federal Reserve, Hopkins has worked for two commercial banks and a Payments Association. She was awarded the EPCOR Marquis Award for outstanding leadership, innovation and excellence in the development, implementation or advancement of electronic payments and risk mitigation solutions and is known as a champion for electronic banking services.

Hopkins’s undergraduate is from Kansas State University. She received her master’s degree from Kansas Wesleyan University and is a graduate of Northwestern University’s Kellogg School of Management Executive Education program. She holds an Accredited ACH Professional designation.
HOPKINS, JONI
Chris Nichols
Chris Nichols
SouthState | Duncan Williams

Chris has 30+ years of banking experience, is an active bank investor, small business owner, frequent speaker, co-author of The Successful Lender’s Field Guide, and frequent blogger. Before SouthState Bank, Chris was President/CEO of PCBB Capital Markets, sat on the executive committees of Pacific Coast Bankers’ Bank; helped found FinancialOxygen, a banking technology company; and held operating positions at the Bank of America Corporation, Bank of Tokyo-Mitsubishi, and PricewaterhouseCoopers. Chris holds a degree in economics from the University of California, is a sworn law enforcement officer and a flight medical officer.
Chris Nichols
Chris Nichols
SouthState | Duncan Williams
Chris has 30+ years of banking experience, is an active bank investor, small business owner, frequent speaker, co-author of The Successful Lender’s Field Guide, and frequent blogger. Before SouthState Bank, Chris was President/CEO of PCBB Capital Markets, sat on the executive committees of Pacific Coast Bankers’ Bank; helped found FinancialOxygen, a banking technology company; and held operating positions at the Bank of America Corporation, Bank of Tokyo-Mitsubishi, and PricewaterhouseCoopers. Chris holds a degree in economics from the University of California, is a sworn law enforcement officer and a flight medical officer.NICHOLS, CHRIS

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Substitutions are always welcome and encouraged. All cancellations and substitutions request must be submitted in writing prior to the event.

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