Cash Flow Analysis Seminar - Louisville

If you are not a KBA member, please contact Jamie Hampton at jhampton@kybanks.com or 502-736-1278 for the possibility of attending at a non-member rate.

Seminar 9 a.m. - 4 p.m. local time. Registration begins after 8:30 a.m.

Understanding how to calculate and interpret cash flow is essential for successful bankers and credit analysts. After all, it is not income that repays loans, it is cash. Therefore, bankers must understand the difference between income and cash and be able to convert income into cash. That conversion process is called Cash Flow Analysis.

This course is designed to assist bankers in calculating cash flow utilizing the Uniform or Universal Cash Flow Analysis method (UCA), which is often used by bankers to determine the flow of cash into and out of a business entity. Another purpose of this course is to compare the UCA method with the Indirect Cash Flow method, (which is often utilized by accountants in preparing the Statement of Cash Flows as part of a set of financial statements) and the Traditional and EBITDA Methods.

The course will begin by examining the differences between an Accrual Basis and Cash Basis financial statement then proceed to examining the key accounts on the balance sheet and income statement and how these accounts are utilized to determine the source of cash and how the cash was spent. The course will also demonstrate how to determine if cash is generated from Operating, Investing and Financing activities, which are the primary activities that can generate or utilize large amounts of cash.

Upon completion of this course, the participant will have a good understanding of how cash flow is calculated and more importantly, how to interpret its meaning. Specific areas that will be covered include:
  • The advantages and disadvantages of Accrual and Cash Basis financial statements
  • Review of the Rules of Cash Flow which is essential in determining how much cash is generated from items on the balance sheet
  • Comparison of the UCA method of calculating cash flow to the less effective traditional method of determining cash flow
  • A Fast Cash Analysis method which can get you to the same results in less time
  • Forecasting cash flow based upon historical performance, ratio analysis and management's assumptions

Who Should Attend
Senior Loan Officers, Senior Credit Officers, Commercial Loan Officers, Branch Managers, Credit Analyst, Loan Review Personnel, Consumer Loan Officers who also serves business entities.

Event Brochure 

When
7/10/2024
Where
Kentucky Society of CPAs 1735 Alliant Avenue Louisville, KY
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Wednesday, 10 July 2024

Description
If you are not a KBA member, please contact Jamie Hampton at jhampton@kybanks.com or 502-736-1278.
Time
9:00 AM - 4:00 PM
7/10/2024 9:00 AM

 

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About the Speaker(s)

SpeakerBlock
Mr. Jeffery Johnson
Mr. Jeffery Johnson
Bankers Insight Group, LLC

Jeffery W. Johnson started his career with SunTrust Bank in Atlanta as a Management Trainee and progressed to Vice President and Senior Lender for SouthTrust Bank (a large Southeastern Regional Bank) and Senior Vice President and Commercial Banking Division Manager for Citizens Trust Bank of Atlanta (Community Bank). Most of his career has been spent in Credit Administration, Lending (Commercial, Consumer and Real Estate), Business Development, Loan Review, Management and Training & Development. He has managed loan portfolios representing a cross section of loan types including: Large Corporate, High Net Worth Individuals, Middle Market Companies, Small Businesses, Real Estate and Non-Profit Organizations and managed several loan officers with portfolio management responsibilities. Mr. Johnson is now a training professional in the banking industry by leading various seminars covering important topics relating to issues in banking. He teaches actively for fifteen state banking associations in the United States, Risk Management Association (RMA) and individual banks nationwide. He co-authored a training course entitled “Lending to Service and Other Professional Organizations” for RMA in 2001.
Mr. Jeffery Johnson
Mr. Jeffery Johnson
Bankers Insight Group, LLC
Jeffery W. Johnson started his career with SunTrust Bank in Atlanta as a Management Trainee and progressed to Vice President and Senior Lender for SouthTrust Bank (a large Southeastern Regional Bank) and Senior Vice President and Commercial Banking Division Manager for Citizens Trust Bank of Atlanta (Community Bank). Most of his career has been spent in Credit Administration, Lending (Commercial, Consumer and Real Estate), Business Development, Loan Review, Management and Training & Development. He has managed loan portfolios representing a cross section of loan types including: Large Corporate, High Net Worth Individuals, Middle Market Companies, Small Businesses, Real Estate and Non-Profit Organizations and managed several loan officers with portfolio management responsibilities. Mr. Johnson is now a training professional in the banking industry by leading various seminars covering important topics relating to issues in banking. He teaches actively for fifteen state banking associations in the United States, Risk Management Association (RMA) and individual banks nationwide. He co-authored a training course entitled “Lending to Service and Other Professional Organizations” for RMA in 2001. JOHNSON, JEFFERY
Education Alliance Cancellation Policy
Substitutions are always welcome and encouraged. All cancellations and substitutions request must be submitted in writing prior to the event.

KBA Seminar Registrations can cancel 30 days prior to the event date and receive a full refund. Cancellations received between 29 days and 10 days prior to the event will be charged a $50 processing fee. There will be no refund for cancellations received less than 10 days prior to the event.

KBA Schools Applicants can withdraw from a KBA School 10 days prior to the 1st day of the school for a refund minus a $150 cancellation fee. There is no refund if an applicant withdraws after the deadline or if applicant fails to attend the school, with the exception of extenuating circumstances. Due to commitments and expenses we cannot reverse, such as: handouts, food, beverages, room rentals, speaker fees, etc.; even extenuating circumstances will require partial refunds because of these expenses.