KBA Fraud Academy

You wanted more..... The KBA Fraud Academy is extending to two and a half days!

The KBA Fraud Academy is a “first of its kind” school that will train employees at all levels of your institution on fraud risk and what they can do to fight it.  This program will feature speakers from the United States Secret Service, attorneys from the United States for the Eastern District of Kentucky, Lexington Police Department, and other current and former law enforcement experts that will share their experiences and insights to best educate your bankers on how to mitigate fraud risk and ultimately reduce your fraud loss. 

Every bank in our industry is losing money and time from fraud and this school will educate your employees on how to reduce those losses.  We will be covering over eighteen (18) areas of fraud including check fraud, elder fraud, cybercrimes and fraud prevention tools.  Space is limited so register today to ensure that you do not miss out on this great opportunity! 

Should you need overnight accommodations, please click here for hotel information and reservations. Meeting attendees will receive a discounted rate of $149. This rate will expire July 6, 2024. 

Brochure 
When
8/6/2024 9:00 AM - 8/8/2024 12:00 PM
Where
Hilton Lexington/Downtown Hotel 369 West Vine Street Lexington, KY 40507
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About the Speaker(s)

SpeakerBlock
Mr. Josh Bly
Mr. Josh Bly
Central Bank & Trust Company

Josh is a Dayton, OH native with over 18 years of banking experience. Joining Central Bank & Trust in 2008, he has worked in all positions within Retail Banking. Moving to Retail Operations, he served as a business analyst for Retail systems to find solutions to combat fraud. Josh now manages Image Processing and Branch Operations. He serves on a number of committees and brings a wealth of frontline knowledge and experience.
Mr. Josh Bly
Mr. Josh Bly
Central Bank & Trust Company
Josh is a Dayton, OH native with over 18 years of banking experience. Joining Central Bank & Trust in 2008, he has worked in all positions within Retail Banking. Moving to Retail Operations, he served as a business analyst for Retail systems to find solutions to combat fraud. Josh now manages Image Processing and Branch Operations. He serves on a number of committees and brings a wealth of frontline knowledge and experience.BLY, JOSH
Mr. Chris Darmand
Mr. Chris Darmand

Chris is a Forensic Accountant with the Federal Bureau of Investigation. Mr. Darmand has over 23 years of experience in forensic accounting, financial and internal auditing, investigations, risk and controls assessments, and data analytics. He is a Certified Public Accountant, Certified Fraud Examiner, and Certified Internal Auditor.
Mr. Chris Darmand
Mr. Chris Darmand
Chris is a Forensic Accountant with the Federal Bureau of Investigation. Mr. Darmand has over 23 years of experience in forensic accounting, financial and internal auditing, investigations, risk and controls assessments, and data analytics. He is a Certified Public Accountant, Certified Fraud Examiner, and Certified Internal Auditor.DARMAND, CHRIS
Mr. Shane Ensminger
Mr. Shane Ensminger
Central Bank & Trust Company

Senior Vice President, Director of Financial Intelligence & Security Unit, Central Bank & Trust Co.

Prior to joining Central Bank, Shane served 22 years with the Lexington Division of Police. In his tenure at LPD he served numerous assignments to include Detective and Sergeant of the Narcotics Enforcement Unit, Intelligence and Organized Crime Unit, FBI Criminal Enterprise Task Force, FBI Joint Terrorism Task Force, DEA Task Force, US Marshall’s Fugitive Task Force and served as the Assistant Commander of the Emergency Response Unit (SWAT). Shane has been in banking for eight years. Shane completed the Graduate School of Banking in Colorado and has a Bachelor’s degree in Criminal Justice.
Mr. Shane Ensminger
Mr. Shane Ensminger
Central Bank & Trust Company
Senior Vice President, Director of Financial Intelligence & Security Unit, Central Bank & Trust Co.

Prior to joining Central Bank, Shane served 22 years with the Lexington Division of Police. In his tenure at LPD he served numerous assignments to include Detective and Sergeant of the Narcotics Enforcement Unit, Intelligence and Organized Crime Unit, FBI Criminal Enterprise Task Force, FBI Joint Terrorism Task Force, DEA Task Force, US Marshall’s Fugitive Task Force and served as the Assistant Commander of the Emergency Response Unit (SWAT). Shane has been in banking for eight years. Shane completed the Graduate School of Banking in Colorado and has a Bachelor’s degree in Criminal Justice.
ENSMINGER, SHANE
Ms. Varinka Ensminger
Ms. Varinka Ensminger

Varinka Ensminger is a graduate of Marshall University with a Bachelor's of Science degree in Integrated Science and Technology (ISAT): Biotechnology with a minor in Math, and holds a Master's degree in Business and Organizational Security Management from Webster University. She is retired Forensic Services Unit Detective with the Lexington Police Department and maintains her Kentucky Law Enforcement Certified Instructor certification and continues to teach Forensics Investigations to police and civilians. Currently, she is the Security Manager for the US Department of Defense, USSOCOM PEO SOFSA in Lexington, KY. She is also a Lt. Col in the US Army Reserves with over twenty years of military service and is an instructor with the Army Command and General Staff College.
Ms. Varinka Ensminger
Ms. Varinka Ensminger
Varinka Ensminger is a graduate of Marshall University with a Bachelor's of Science degree in Integrated Science and Technology (ISAT): Biotechnology with a minor in Math, and holds a Master's degree in Business and Organizational Security Management from Webster University. She is retired Forensic Services Unit Detective with the Lexington Police Department and maintains her Kentucky Law Enforcement Certified Instructor certification and continues to teach Forensics Investigations to police and civilians. Currently, she is the Security Manager for the US Department of Defense, USSOCOM PEO SOFSA in Lexington, KY. She is also a Lt. Col in the US Army Reserves with over twenty years of military service and is an instructor with the Army Command and General Staff College. ENSMINGER, VARINKA
Ms. Jilenne Gunther
Ms. Jilenne Gunther

Jilenne Gunther, JD, MSW, is the national director of AARP’s BankSafe Initiative, a game-changing intervention platform focused on financial-exploitation prevention for frontline employees at banks, credit unions, investment firms, retailers and other providers of financial products and services. Prior to joining AARP, Gunther held a number of government and non-profit positions where she oversaw and directed policy and legal programs on behalf of victims of crime, particularly older adults and other vulnerable groups. She developed one of the nation’s first bank-account features to help family and caregivers prevent exploitation. Gunther has authored two books on consumer rights and elder law and a novel analysis on the economic cost of financial exploitation. While a Borchard Fellow with the Borchard Center on Law & Aging, she conducted a groundbreaking study on the legal needs of older Americans. Her work has been replicated in over forty states, widely quoted in national media and cited in Senate hearings, Consumer Financial Protection Bureau Advisories, and U.S. Government Accountability Office reports. Gunther holds a juris doctorate from the University of Utah, a master’s degree in social work from Washington University in St. Louis.
Ms. Jilenne Gunther
Ms. Jilenne Gunther
Jilenne Gunther, JD, MSW, is the national director of AARP’s BankSafe Initiative, a game-changing intervention platform focused on financial-exploitation prevention for frontline employees at banks, credit unions, investment firms, retailers and other providers of financial products and services. Prior to joining AARP, Gunther held a number of government and non-profit positions where she oversaw and directed policy and legal programs on behalf of victims of crime, particularly older adults and other vulnerable groups. She developed one of the nation’s first bank-account features to help family and caregivers prevent exploitation. Gunther has authored two books on consumer rights and elder law and a novel analysis on the economic cost of financial exploitation. While a Borchard Fellow with the Borchard Center on Law & Aging, she conducted a groundbreaking study on the legal needs of older Americans. Her work has been replicated in over forty states, widely quoted in national media and cited in Senate hearings, Consumer Financial Protection Bureau Advisories, and U.S. Government Accountability Office reports. Gunther holds a juris doctorate from the University of Utah, a master’s degree in social work from Washington University in St. Louis.GUNTHER, JILENNE
Mr. David Hake
Mr. David Hake
Central Bank & Trust Company

With nearly 20 years of IT experience and multiple IT certifications from Microsoft and Cisco, David Hake has spent his career designing, implementing and protecting critical IT networks. He now serves as the Director of Technology for Central Bank and leads the technology strategic, organizational and business development efforts with a focus on cybersecurity. David has extensive experience in defending against zero-day exploits, cyber threats and dynamic attack vectors using the latest techniques, strategies and controls.
Mr. David Hake
Mr. David Hake
Central Bank & Trust Company
With nearly 20 years of IT experience and multiple IT certifications from Microsoft and Cisco, David Hake has spent his career designing, implementing and protecting critical IT networks. He now serves as the Director of Technology for Central Bank and leads the technology strategic, organizational and business development efforts with a focus on cybersecurity. David has extensive experience in defending against zero-day exploits, cyber threats and dynamic attack vectors using the latest techniques, strategies and controls.HAKE, DAVID
Ms. Hydee Hawkins
Ms. Hydee Hawkins
United States Department of Justice

Hydee has been an A.U.S.A. in the Eastern District of Kentucky since August of 2002. She serves as the Criminal Discovery Coordinator and is currently currently on detail to the Executive Office of United States Attorneys as part of the Electronic Litigation Team. Prior to serving on detail, she served as the Civil Rights Coordinator and handled criminal and civil cases involving civil rights violations, including human trafficking violations. She also served as Senior Litigation Counsel for several years. She previously worked at the Kentucky Attorney General’s office & the Kentucky State Police legal office. She moved to Kentucky twenty-five years ago after working as a local prosecutor in Ventura & San Diego California. Hydee graduated from Oakland University, Rochester, Michigan in 1988 with a B.A. in Political Science & received a J.D. from the University of San Diego School of Law in 1991. Hydee & her husband Brad have two wonderful boys 19 and 23! She enjoys running, hiking, cooking & fishing.
Ms. Hydee Hawkins
Ms. Hydee Hawkins
United States Department of Justice
Hydee has been an A.U.S.A. in the Eastern District of Kentucky since August of 2002. She serves as the Criminal Discovery Coordinator and is currently currently on detail to the Executive Office of United States Attorneys as part of the Electronic Litigation Team. Prior to serving on detail, she served as the Civil Rights Coordinator and handled criminal and civil cases involving civil rights violations, including human trafficking violations. She also served as Senior Litigation Counsel for several years. She previously worked at the Kentucky Attorney General’s office & the Kentucky State Police legal office. She moved to Kentucky twenty-five years ago after working as a local prosecutor in Ventura & San Diego California. Hydee graduated from Oakland University, Rochester, Michigan in 1988 with a B.A. in Political Science & received a J.D. from the University of San Diego School of Law in 1991. Hydee & her husband Brad have two wonderful boys 19 and 23! She enjoys running, hiking, cooking & fishing. HAWKINS, HYDEE
Mr. Gene  Haynes
Mr. Gene Haynes
Central Bank & Trust Company

Gene has over 20 years of experience in Fraud Investigations. He has previously worked as a multistate Regional Fraud Investigator for a Supercenter Chain Department Store before joining the Lexington Division of Police where he served as a Field Training Officer, a Detective assigned to the Residential Burglary and Financial Crimes Units, and a Task Force Officer assigned to the I.R.S. Criminal Investigations. He is a Kentucky Law Enforcement Council Certified Instructor in the topics of Financial Crimes and Retail Theft & Fraud.

He currently serves at the Chairperson of the Central Kentucky Financial Institutions Security Officer Association (FISOA) and a Board Member of the Kentucky Organized Retail Crime Association (KYORCA).
Mr. Gene  Haynes
Mr. Gene Haynes
Central Bank & Trust Company
Gene has over 20 years of experience in Fraud Investigations. He has previously worked as a multistate Regional Fraud Investigator for a Supercenter Chain Department Store before joining the Lexington Division of Police where he served as a Field Training Officer, a Detective assigned to the Residential Burglary and Financial Crimes Units, and a Task Force Officer assigned to the I.R.S. Criminal Investigations. He is a Kentucky Law Enforcement Council Certified Instructor in the topics of Financial Crimes and Retail Theft & Fraud.

He currently serves at the Chairperson of the Central Kentucky Financial Institutions Security Officer Association (FISOA) and a Board Member of the Kentucky Organized Retail Crime Association (KYORCA).
HAYNES, GENE
Mr. Michael Helsby
Mr. Michael Helsby

Mike is a retired Financial Crimes Detective with the Lexington Police department. He served 20 years with Lexington Police holding positions of Financial Crimes detective for 12 years and served as the task force officer with the United States Secret Service for 5 years. During his time with the U.S.S.S he presented at multiple asset forfeiture conferences discussing federal cases in which he had investigated. During his time with the U.S.S.S he was able to seize over $12 million dollars in assets related to federal cases he developed and investigated. As a financial crimes detective Mike worked multiple skimming cases to include cloned cards, ATM and gas pump skimming. Mike arrested and prosecuted numerous groups of multi-state card fraud suspects travelling through Lexington and was able to compile all the evidence needed for successful prosecution. Mike has attended and hosted U.S.S.S sponsored skimming conferences with attendees from both the United States and foreign countries.
Mr. Michael Helsby
Mr. Michael Helsby
Mike is a retired Financial Crimes Detective with the Lexington Police department. He served 20 years with Lexington Police holding positions of Financial Crimes detective for 12 years and served as the task force officer with the United States Secret Service for 5 years. During his time with the U.S.S.S he presented at multiple asset forfeiture conferences discussing federal cases in which he had investigated. During his time with the U.S.S.S he was able to seize over $12 million dollars in assets related to federal cases he developed and investigated. As a financial crimes detective Mike worked multiple skimming cases to include cloned cards, ATM and gas pump skimming. Mike arrested and prosecuted numerous groups of multi-state card fraud suspects travelling through Lexington and was able to compile all the evidence needed for successful prosecution. Mike has attended and hosted U.S.S.S sponsored skimming conferences with attendees from both the United States and foreign countries.HELSBY, MICHAEL
Scott O'Brien
Scott O'Brien

Retired 22-year law enforcement veteran, Scott O’Brien, is a former Criminal Intelligence Analyst for the Kentucky Office of Homeland Security (KOHS). In addition to the KOHS, Scott is the former chair for the Kentucky Organized Crime Working Group which provided information and intelligence to federal, state, and local law enforcement agencies regarding criminal activity specific to transnational criminal organizations, gangs, and drug trafficking. Scott designed and instructed the popular active aggressor training for the Kentucky Office of Homeland Security, “Stay Alert, Stay Alive,” as well as the train-the-trainer course “Stay Prepared, Stay Alive”. Prior to his employment with Kentucky Homeland Security Scott served in multiple law enforcement capacities specializing in investigations, intelligence, and training. Other roles included major crimes investigations and tactical team leader for the Northern Kentucky Emergency Response Unit. Mr. O’Brien also served as the Chief of Police for the Dayton KY Police Department. He is a graduate of the FBI National Academy Class 221.
Scott O'Brien
Scott O'Brien
Retired 22-year law enforcement veteran, Scott O’Brien, is a former Criminal Intelligence Analyst for the Kentucky Office of Homeland Security (KOHS). In addition to the KOHS, Scott is the former chair for the Kentucky Organized Crime Working Group which provided information and intelligence to federal, state, and local law enforcement agencies regarding criminal activity specific to transnational criminal organizations, gangs, and drug trafficking. Scott designed and instructed the popular active aggressor training for the Kentucky Office of Homeland Security, “Stay Alert, Stay Alive,” as well as the train-the-trainer course “Stay Prepared, Stay Alive”. Prior to his employment with Kentucky Homeland Security Scott served in multiple law enforcement capacities specializing in investigations, intelligence, and training. Other roles included major crimes investigations and tactical team leader for the Northern Kentucky Emergency Response Unit. Mr. O’Brien also served as the Chief of Police for the Dayton KY Police Department. He is a graduate of the FBI National Academy Class 221.O'BRIEN, SCOTT
Mr. Troey Stout
Mr. Troey Stout

As a Supervisory Special Agent leading a financial investigation group, Troey brings over two decades of expertise in combating drug trafficking and money laundering, spanning local to international operations. Troey's career with the DEA has been marked by deep involvement in complex narcotics investigations and developing critical strategies in undercover and surveillance operations. Recognized as a subject matter expert in areas including money laundering, cryptocurrency, and security measures, Troey has contributed as an instructor and expert witness, sharing knowledge with law enforcement and private sectors to fortify defenses against financial crime.
Mr. Troey Stout
Mr. Troey Stout
As a Supervisory Special Agent leading a financial investigation group, Troey brings over two decades of expertise in combating drug trafficking and money laundering, spanning local to international operations. Troey's career with the DEA has been marked by deep involvement in complex narcotics investigations and developing critical strategies in undercover and surveillance operations. Recognized as a subject matter expert in areas including money laundering, cryptocurrency, and security measures, Troey has contributed as an instructor and expert witness, sharing knowledge with law enforcement and private sectors to fortify defenses against financial crime. STOUT, TROEY
Mr. Richard Yancey
Mr. Richard Yancey

Richard Yancey is a Federal Contractor with Firebird AST. He attended Transylvania University in Lexington, KY studying computer programming and accounting. After college he spent eight years working for the Bank of Lexington holding various positions in retail and accounting. He then joined the Lexington Division of Police serving most of his career in the Special Investigations Section/Intelligence Unit where he worked complex criminal cases with the USSS, DEA, ATF and FBI. In 2015 he was asked to join a USSS Task Force to investigate a large Romanian financial fraud case involving the use if cryptocurrency to move illicit funds. He retired from the Lexington Police in 2017 and currently serves as an analyst for the USSS specializing in cryptocurrency investigations. He has testified in Federal court multiple times about Bitcoin, and is a member of the Association of Certified Fraud Examiners.
Mr. Richard Yancey
Mr. Richard Yancey
Richard Yancey is a Federal Contractor with Firebird AST. He attended Transylvania University in Lexington, KY studying computer programming and accounting. After college he spent eight years working for the Bank of Lexington holding various positions in retail and accounting. He then joined the Lexington Division of Police serving most of his career in the Special Investigations Section/Intelligence Unit where he worked complex criminal cases with the USSS, DEA, ATF and FBI. In 2015 he was asked to join a USSS Task Force to investigate a large Romanian financial fraud case involving the use if cryptocurrency to move illicit funds. He retired from the Lexington Police in 2017 and currently serves as an analyst for the USSS specializing in cryptocurrency investigations. He has testified in Federal court multiple times about Bitcoin, and is a member of the Association of Certified Fraud Examiners.YANCEY, RICHARD
Education Alliance Cancellation Policy
Substitutions are always welcome and encouraged. All cancellations and substitutions request must be submitted in writing prior to the event.

KBA Seminar Registrations can cancel 30 days prior to the event date and receive a full refund. Cancellations received between 29 days and 10 days prior to the event will be charged a $50 processing fee. There will be no refund for cancellations received less than 10 days prior to the event.

KBA Schools Applicants can withdraw from a KBA School 10 days prior to the 1st day of the school for a refund minus a $150 cancellation fee. There is no refund if an applicant withdraws after the deadline or if applicant fails to attend the school, with the exception of extenuating circumstances. Due to commitments and expenses we cannot reverse, such as: handouts, food, beverages, room rentals, speaker fees, etc.; even extenuating circumstances will require partial refunds because of these expenses.