Navigating Today’s Fair Lending Environment Virtual

If you are not a KBA member, please contact Jamie Hampton at jhampton@kybanks.com for the possibility of attending at a non-member rate.

Online registrations are followed up with an email confirmation
. Once an online registration is started you must click proceed to check-out and then click submit to finalize the registration. Registrants can view events they are registered for by using the MyKBA link on https://www.kybanks.com.

Program is via Zoom
, you will receive the link information the afternoon before the program and again the morning of the program.

Illegal discrimination can take on many forms and does not have to be intentional. In addition, there are now more ways for regulators to identify, track and analyze violations of fair lending laws than ever before, with a mandate to refer cases to the U.S. Department of Justice if warranted. With recent expanded regulatory scrutiny and related enforcement actions, fair lending remains a major risk area for community banks across the country.

Fair Lending is not a new issue facing financial institutions; however, without a risk-based fair lending program in place a bank may open itself up to significant legal, compliance and reputational risks. In this session, Brad Washburn, President of Steve H. Powell & Company will provide a detailed look into the current fair lending environment, including but not limited to the following areas:

Fair Lending laws and regulations
Regulatory expectations for Fair Lending compliance programs 
Fair Lending risk assessments and components
Types and examples of illegal discrimination
Lessons learned from recent enforcement actions
Fair Lending hot topics, including Redlining, Appraisal Bias, and impacts of the 1071 Small Business Lending Rule
Best practices and recommendations for a successful Fair Lending program

When
2/25/2025 10:00 AM - 12:00 PM
Eastern Standard Time
Registration
Sign in or create an account to register
Last day to register is 3/30/2025

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About the Speaker(s)



Mr. Brad Washburn
Steve H. Powell & Company

Brad began his career at Steve H. Powell & Company in 2002 as a Financial Institution Specialist specializing in regulatory compliance review, consulting, and training for financial institutions throughout the Southeast. In 2011 Brad was named a director where he was responsible for leading the Company’s Compliance Division, as well as assisting with strategic planning, business development and client relations. In 2022, he became a shareholder and President of the Company. <br /> <br /> Brad has served as a featured speaker and panel member for numerous banking trade group sponsored seminars and events related to regulatory compliance matters. He has served as an instructor for the Georgia Bankers Association (GBA) sponsored Georgia Banking School and Compliance School at the University of Georgia, and he has participated in banking programs with the Center for Excellence in Financial Services at Georgia Southern University. Brad has also been quoted in national publications as a subject matter expert regarding regulatory compliance matters. <br /> <br /> Brad has a BBA in Finance from Georgia Southern University, Statesboro, Georgia, is a Certified Anti-Money Laundering Specialist (CAMS) and is a Certified Regulatory Compliance Manager (CRCM). Brad is originally from Macon, Georgia and currently resides in Statesboro, Georgia with his wife, son, and daughters.


Education Alliance Cancellation Policy
Substitutions are always welcome and encouraged. All cancellations and substitutions request must be submitted in writing prior to the event.

KBA Seminar Registrations can cancel 30 days prior to the event date and receive a full refund. Cancellations received between 29 days and 10 days prior to the event will be charged a $50 processing fee. There will be no refund for cancellations received less than 10 days prior to the event.

KBA Schools Applicants can withdraw from a KBA School 10 days prior to the 1st day of the school for a refund minus a $150 cancellation fee. There is no refund if an applicant withdraws after the deadline or if applicant fails to attend the school, with the exception of extenuating circumstances. Due to commitments and expenses we cannot reverse, such as: handouts, food, beverages, room rentals, speaker fees, etc.; even extenuating circumstances will require partial refunds because of these expenses.